Is your condition found on the list of disabling conditions? The SSA uses a computer screening process to identify cases with a high probability to allowance to expedite the receipt of benefits. ![]() Is your condition severe? The SSA notes that your condition must interfere with basic work-related activities.Are you working? If you have worked in the calendar year and have averaged more than $1,010 per month, you usually will not be considered disabled.The Social Security Administration looks for answers to certain important questions when determining who is eligible for SSDI. Fill out the free, no-obligation consultation form on the right to receive a case review from an experienced Memphis disability attorney at Morgan & Morgan. Your disability has lasted or will last for at least one year or to result in death.ĭo you think you may fit these qualifications for SSDI? Are you unsure of whether you would be considered eligible by the SSA? If you are attempting to secure Social Security Disability benefits but are struggling with the process, do not hesitate to seek help.The SSA decides that you cannot perform the tasks of another job and earn because of your medical condition(s) and.You cannot do tasks required by your job, which you could do before the incident.There are three basic requirements to being labeled as "disabled" by the SSA: In order to be eligible to receive benefits for SSDI (also called SSD), one must fulfill several qualifications issued by the Social Security Administration (SSA). It’s still not fair.Many people who are unable to work because of a disability may be eligible for Social Security Disability Insurance (SSDI). In several reforms since 1935, the system has been broadened to include almost all employment. The omission was ostensibly justified by the difficulty of setting up withholding taxes in these sectors, but it’s hard to believe that Southern politicians’ animus against sharecroppers was not part of the picture. Blacks were overrepresented among domestic and agricultural workers when those were excluded in the Social Security Act FDR signed 86 years ago. The racial tilt in retirement has been around for a long while. The racial gap is starkest for highly educated men: Blacks in this category get a return of only 82 cents on each dollar they invest, while whites get 90 cents. It’s a complicated analysis, because life expectancies are a function of socioeconomic status as well as of race and gender. Blacks, because their lifespans are shorter, get a crummier deal than whites. But what happens when retirees convert their stock funds into monthly pensions? They might leap out of the frying pan and into the fire.īoston College’s Center for Retirement Research published a study this year on the value of immediate annuities bought from insurance companies. ![]() They would, if the stock market cooperates. Let workers put their payroll taxes instead into stock funds, she says. As a way to attack that problem, commentator Star Parker recommends an opt-out for Social Security. What is to be done? Black families have, outside the Social Security System, much less wealth than whites to cover a comfortable retirement. “Historically, currently, and in the near future,” these analysts declared, “Social Security redistributes from people of color to whites.” The payout formula credits a higher percentage of taxable earnings at the low end than at the high end.Īdd it up, and what do we have? In a 2013 paper, Eugene Steurle and others at the Urban Institute did the arithmetic, concluding that whites get an outsized return on investment in Social Security taxes. People pay in at a flat rate on the wage base ($142,800 this year) but draw out on a progressive scale. Blacks work disproportionately in dangerous jobs, such as in warehouses and on construction sites, and so they wind up getting a better return than whites on the disability insurance fund.Īlso mitigating life’s inequities is that Social Security redistributes wealth. One element of Social Security works in favor of the disadvantaged, although this turns out to be a mixed blessing.
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